This paper develops a conceptual framework and offers new statistical evidence on the access to credit by micro, small, and medium enterprises (MSMEs) in Guatemala and Nicaragua. To this end, and after reviewing the existing literature on the topic, it…

Component Based Software Development (CBSD) relies upon utilization of previously developed software components OTS (Off-The-Shelf), which are appropriately merged to satisfy particular system requirements. However, wide acceptance of this paradigm at industry requires efficient component identification and selection, aspects which…

Corallus annulatus (Northern Annulated Tree-boa) is a little-studied tropical Boid occurring disjunctively throughout Central America and tropical South America in mostly lowland tropical moist and wet forests (Holdridge, 1967; Stafford & Henderson, 1996; Smith & Acevedo, 1997; Henderson et al.,…

Genomic and darwinian medicine deal with the application of hereditary and evolutionary principles for the understanding of health and disease. The progress in molecular and bioinformatic knowledge is making possible through a holistic
approach to biological phenomena and one aspect…

El D-002 es una mezcla de alcoholes alifáticos primarios superiores (tetracosanol, hexacosanol, octacosanol, triacontanol, dotriacontanol, tetratriacontanol) purificada de la cera de abejas con efectos antioxidantes, cuyos efectos sobre los niveles plasmáticos de hidroperóxidos totales (OHPT) no habían sido investigados. Este…

We study the Jupiter family comet (JFC) population assumed to come from the Scattered Disk and transferred to the Jupiter’s zone through gravitational interactions with the Jovian planets. We shall define as JFCs those with orbital periods P<20yr and Tisserand…

Background: Clinical examinations increasingly consist of composite tests to assess all aspects of the curriculum recommended by the General Medical Council.
Setting: A final undergraduate medical school examination for 214 students.
Aim: To estimate the overall reliability of a composite…

This paper contributes to the empirical literature on pensions and saving by studying the influence of funded pension systems on the gross national saving rate using a sample of 48 developed and developing countries over the 1980-2004 period. To the…

Whereas traditional explanations of differences in long-run paths of development across the Americas generally point to the significance of differences in national heritage or religion, we highlight the relevance of stark contrasts in the degree of inequality in wealth, human…

Tardigrades constitute one of three clades of Xenarthra. Whereas modern tree sloths are common in the Amazonian Basin, their giant ground sloth "kin" were abundant throughout the Americas. During the Miocene, sloths were conspicuous faunal elements in Patagonia, generally considered…