| Título: | Determinants of growth of Islamic Retail Bank in Pakistan |
| Autores: |
Ghauri, Shahid Mohammad Khan; Retail Banking
Faysal Bank Limited
Lahore, Pakistan Javaid, Kashif; Retail Banking MCB Bank Limited Lahore, Pakistan Ramzan, Dr. Muhammad; Professor of Research Lahore University of Management Sciences Lahore, Pakistan |
| Fecha: | 2013-07-08 |
| Publicador: | International Journal of Business and Social Research |
| Fuente: |
 |
| Tipo: |
info:eu-repo/semantics/article info:eu-repo/semantics/publishedVersion Peer-reviewed Article |
| Tema: |
Islamic banks; Retail banks; Bank spread |
| Descripción: | Purpose: to explore the determinants of growth of Islamic retail banking in Pakistan, and is tested in Pakistan. Design/methodology/approach: The quantitative methodology is adopted for completion of this paper, through three-fold approach. In first method, growth of Islamic banks is compared with conventional banks through financial statements key statistics for a period of recent three (3) years; in second method an instrument is used through customers of Islamic retail banks and their perspective is assessed; and in third methodology, another instrument is used through bankers of Islamic retail banks.Findings:Our findings include good bank spread, customers’ perspective of good returns on deposits and better services, part from religious cause of trend for Islamic retail bank; banks’ perspective of better Islamic alternate to retail banking needs.Research limitations/implications: Study is conducted in Pakistan only. It may expand by including more variables into research. Practical implications: Practical implication of this paper may relate to the policy makers in Islamic banks for development of products as per customer needs and demands.Originality/value: To devise better policy related to growth and expansion of Islamic banking in emerging economy. |
| Idioma: | Inglés |
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