| Título: | Micro-Savings and Poverty Reduction in Nigeria: Some Field Observations from Gokana Local Government Area of Rivers State |
| Autores: |
Kalu, Ijeoma E. Nenbee, Simeon G. |
| Fecha: | 2013-07-31 |
| Publicador: | European Journal of Business and Management |
| Fuente: |
 |
| Tipo: |
info:eu-repo/semantics/article Peer-reviewed Article info:eu-repo/semantics/publishedVersion |
| Tema: | No aplica |
| Descripción: | This study had the objective of investigating issues relating to micro-saving and how it can be employed to reduce poverty in Gokana Local Government Area of Rivers State, Nigeria. A field survey was conducted in which primary data were collected using a structured questionnaire. A total of 102 micro-saving cooperative members were interviewed. Based on descriptive statistics tools of percentages and simple averages, the study reveals that micro-saving is a veritable source of raising funds for investment. Also, lack of access to formal financial institution makes people to patronize micro-savings in Gokana LGA. Again, respondents engaged in micro-savings for emergencies and unexpected investment purposes while cultural obligations induce respondents to engage in micro-saving and more. It is therefore suggested that an enabling macroeconomic environment be given to informal financial sector of Nigeria. This can be achieved by encouraging members of the micro-saving cooperatives to register at least at the local government council to promote assistants from the government on their operations. Keywords: Gokana, Micro-Savings and Poverty Reduction |
| Idioma: | Inglés |
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